Bill Candelaria is a partner in the Corporate group at Curtis, Mallet-Prevost, Colt & Mosle LLP . His practice focuses on corporate transactions, private equity and capital markets. He has extensive experience in global securities offerings and private placements, structured and leveraged financings, debt restructurings, mergers and acquisitions and cross-border joint ventures. He has counseled corporate clients on U.S. securities law compliance and corporate governance matters.
Mr. Candelaria is ranked among the top Latin American investment lawyers in the United States and has represented foreign private issuers, underwriters and institutional investors. He has particular experience in energy and infrastructure finance and concentrates his practice on national oil companies and the oil and gas services industry, particularly in Mexico and the Andean region.
Mr. Candelaria has spoken on a number of legal and financing issues, including issuance of securities in the United States by foreign sovereign and private issuers. He has also spoken on the financing of refineries and other downstream infrastructure in Mexico, including public-private options, and has participated in the University of Miami’s roundtable discussions on Mexico’s energy sector. Mr. Candelaria has also taught at The Practicing Law Institute on the negotiation of underwriting agreements and IPO liability considerations for underwriters, and has organized and moderated a PLI special webcast on tender offer regulations, PIPES and considerations for U.S. investors in Mexico.
Following law school, Mr. Candelaria was a law clerk to Judge Harry Pregerson of the U.S. Court of Appeals for the Ninth Circuit.
Mr. Candelaria currently serves on the board of directors and executive committee of the New York City Economic Development Corporation to which he was appointed by Mayor Michael Bloomberg in 2005. He is also a national board member of the Mexican American Legal Defense & Educational Fund and is a Trustee of The Public Theater of New York.
From 1995 to 1996, Mr. Candelaria served as a law clerk to Judge Harry Pregerson of the U.S. Court of Appeals for the Ninth Circuit in Los Angeles. He is admitted to practice in New York and California. Mr. Candelaria received his Juris Doctor cum laude from Harvard Law School, where he served as Supervising Editor of the Harvard Law Review. His Law Review publication, “Liberalismo Contra Democracia: Recent Judicial Reform in Mexico,” examined Mexico’s 1994 judicial reform and its potential effects on Mexican democratic transformation. Mr. Candelaria earned his A.B. in International Relations and A.M. in Latin American Studies from Stanford University. His graduate thesis, “Development, Finance and Foreigners: The Early History of Mexico’s Banks (1821-1910),” examined the participation of U.S. and European capital in the formation of Mexico’s commercial banking system. Mr. Candelaria completed coursework at the Universidad Nacional Autónoma de México and interned at the legal department of the Secretaría de Hacienda y Crédito Público in Mexico City.
Mr. Candelaria was born in Albuquerque, New Mexico. He is a native English speaker and is fluent in Spanish.
George “Chip” Cannon
George (Chip) Cannon, Jr. focuses his practices on energy regulatory and commercial matters, with a concentration on the production and delivery of electric energy and related products, including from wind, solar and other renewable energy resources. He has been involved in representations before the Federal Energy Regulatory Commission (FERC), the U.S. Department of Energy (DOE), federal courts and state regulatory commissions on behalf of electric utilities, independent power producers, project developers, energy traders, financial institutions, and manufacturers of renewable technologies.
Mr. Cannon regularly analyzes issues under the Federal Power Act, the Public Utility Regulatory Policies Act, the Public Utility Holding Company Act of 2005, the Energy Policy Act of 2005, the American Recovery and Reinvestment Act of 2009, and various state energy industry restructuring statutes. He has represented clients before FERC in a broad range of matters affecting the domestic energy industry, including issues related to transmission investment and open access, the operation of competitive wholesale energy markets, and the development and implementation of market rules relating to market power and mitigation. He regularly assist clients with all regulatory aspects of acquisitions, divestitures and financings of projects subject to FERC jurisdiction, including obtaining required FERC and state public service commission approvals. He is also experienced in energy and asset management issues, including negotiating and drafting management, service, and fuel and power purchase/sale agreements.
He is familiar with the incentive-based programs associated with the development of renewable energy resources, including various state Renewable Portfolio Standards and Smart Grid technologies, and is experienced in drafting contracts for the purchase and sale of Renewable Energy Credits and other green attributes. Mr. Cannon has assisted clients in accessing programs administered by the DOE, including the Load Guarantee Program and other programs under DOE’s Energy Efficiency and Renewable Energy Office, and state energy programs.
Ann Claassen is counsel with the Latham & Watkins’ Environment, Land & Resources Department. Her practice focuses on chemical regulation under programs administered by US federal agencies, including EPA, FDA, CPSC, NTP, CDC, DOT, OSHA, state and Canadian provincial environmental agencies, including California’s ARB and OEHHA, and foreign regulatory agencies, including Environment Canada, Health Canada, Ontario MOE, the EU Environment DG and the Japanese Ministry of the Environment. She regularly advises clients on matters arising under TSCA, CAA, EPCRA, FIFRA, CWA, RCRA, CERCLA, FFDCA, FHSA, Prop 65, REACH and other regulatory programs. Ms. Claassen provides compliance counseling, drafts comments on proposed rules and agency initiatives, assists clients in enforcement matters, and assists clients with product stewardship and communications issues. Much of her work involves integration of legal principles with toxicology and risk assessment science. She was on brief for two successful judicial challenges to EPA rulemakings (one under CAA and one under RCRA) and has contributed to successful petitions to delist chemicals from EPCRA Section 313. She has developed training presentations on TSCA, toxicology and chemical nomenclature.
Ms. Claassen is a co-author of the Environmental Law Institute ELR Pesticide Regulation Deskbook and a contributor to the ELR TSCA Deskbook. She has taught the TSCA portion of the NYU Summer Institute in Environmental Law, and has made presentations at various environmental seminars and conferences.
Ms. Claassen received her BA, magna cum laude, in Biochemistry from The Colorado College and undertook graduate studies in Physical Chemistry at the University of New Mexico. Prior to entering law school, she worked as an environmental consultant focusing on water quality and water resource issues, and she also spent two years heading the ground water monitoring portion of the New Mexico RCRA program.
Ms. Claassen received her JD, summa cum laude, from the University of New Mexico in 1989. She clerked for the Honorable James M. Sprouse, US Court of Appeals for the Fourth Circuit, for a year prior to beginning her practice with Latham & Watkins in Washington, D.C.
Jaime M. Crowe joined White & Case in 1997. Based in Washington, DC, he is a member of the Firm’s Litigation and International Arbitration Groups. Mr. Crowe has broad litigation experience, with particular emphasis on antitrust disputes. His international arbitration experience primarily has focused on the representation of state sovereigns before the International Centre for the Settlement of Investment Disputes (ICSID). Mr. Crowe’s work over the years has included Representation of parcel tanker company Stolt-Nielsen S.A. in a landmark criminal case brought by the Antitrust Division of the United States Department of Justice, Representation of Stolt-Nielsen S.A. in defense of securities class action brought in federal court in Connecticut., Counsel for Upsher-Smith Laboratories, Inc., a US pharmaceutical company accused of antitrust violations in In the Matter of Schering-Plough, et al. (FTC Docket No. 9297), and in Victor Pey Casado and Presidente Allende Foundation v. Republic of Chile (ICSID ARB/98/02), counseled the Republic of Chile in formulating its strategy and preparing its submissions objecting to jurisdiction.
Michael I. Gottfried
Michael Gottfried recently joined Landau & Berger LLP, a firm specializing in bankruptcy proceedings, commercial litigation, and in loan restructurings and workouts. Prior to joining Landau & Berger, Michael was a partner at Kirkland & Ellis LLP, where he focused on the representation of debtors, creditors, creditors’ committees and asset purchasers in corporate restructurings and bankruptcies, and served as Chairman of Kirkland’s Los Angeles Diversity Committee.
Michael is currently a member or affiliated with the American Bankruptcy Institute, American Bar Association, LAMBDA Leadership Council, Financial Lawyers Conference, Firmwide GLBT Subcommittee, Los Angeles Bankruptcy Forum, Los Angeles County Bar Association, and The State Bar of California, Insolvency Law Committee.
Jeffrey S. Haber
Jeffrey Haber is a partner in the Los Angeles office of Paul, Hastings, Janofsky & Walker. Mr. Haber focuses his practice in land use and real estate development. He has significant experience in all areas of entitlement law, transactional real estate, administrative law and lobbying, construction and architectural law, and political law, including negotiating major real estate purchase agreements, preparing environmental impact reports, negotiating development agreements, drafting and negotiating construction and architectural contracts, and drafting and processing municipal and state legislation.
Mr. Haber has represented museums, hospitals and motion picture studios, as well as commercial developers of office, hotel, retail, residential and mixed-use projects.
Mr. Haber is lead land use and real estate counsel for several public and private companies and entities including Cedars-Sinai Medical Center, the largest private hospital in the western United States, The J. Paul Getty Trust, DreamWorks Animation, IAC, and Regent Properties.
Mr. Haber has hosted numerous political fund-raisers and is an active contributor to local charities. He provides pro bono counsel to AIDS Project Los Angeles, the largest AIDS services organization in the western United States, and was Chair of the Board of Directors from 2001 through 2004. He is also a member of the Board of Directors of Equality California. He is a licensed California real estate broker and a registered lobbyist in the cities of Los Angeles and West Hollywood. Mr. Haber received his J.D. from Yale Law School in 1987, and his B.A., magna cum laude, in English, from Yale University in 1984. He is admitted to practice in California.
Dean Hansell is an accomplished business, environmental and energy, and insurance trial lawyer at the Los Angeles office of Dewey & LeBoeuf LLP. He is a former civil prosecutor in the antitrust, marketing practices, and environmental and energy fields. He also served as a Police Commissioner of Los Angeles for four years.
With his distinguished court record and as a former civil federal and state prosecutor, Mr. Hansell is frequently called upon to assist clients in connection with fraud litigation, investigations, regulatory proceedings, and administrative hearings. He is seasoned in alternative dispute resolution and serves on the Arbitration Committee of the U.S. Council for International Business. Mr. Hansell is frequently called upon to serve as national coordinating counsel supervising litigation nationwide on behalf of several clients or as U.S. counsel in international litigation, and has served as local counsel in complex cases.
Mr. Hansell’s experiences in the environmental field date back to the beginning of modern environmental law. As a civil prosecutor, he filed the first RCRA case in the country. He has also had extensive experience litigating cases involving mobile source pollution, NEPA, CEQA, nuclear waste disposal and storage, water, LUST, UST, noise, and drinking water litigation, and regulatory matters.
As a former Federal Trade Commission prosecutor, Mr. Hansell is called upon to handle litigation involving administrative proceedings and investigations, allegations of resale price maintenance, attempted monopolization, price discrimination, vertical restraints, tying arrangements, price fixing, deceptive and unfair trade practices, and comparison and performance claim ads. He has litigated antitrust and marketing cases involving the motion picture production, motion picture distribution, health care, metals, oil, construction, insurance, food, energy, bottled water, motor vehicle, and toy industries. He is also experienced in matters involving trade regulatory rules, the FTC Act, the Webb Pomerene Act, the California FTC Act, the Sherman Act, and the Clayton Act. He is frequently called upon to provide advice to clients on such matters.
Mr. Hansell has handled nearly every type of reinsurance and insurance case, including insurance insolvency, reinsurance, errors and omissions, bad faith, insurance equities, insurance fraud, ostensible authority, agency, coverage, class actions, negligent supervision, marketing practices, asbestos, deceptive trade practices, and other fields. Among the types of insurance he has had experience with are facultative and treaty reinsurance, asbestos, property and casualty, inland and wet marine, accident and health, jewelers block, life and disability, credit, catastrophe, wrap up, disability, surety, errors and omissions, construction, auto, home, officers and directors, and others.
Working in conjunction with attorneys and clients with interests abroad, Mr. Hansell has an extensive background in international litigation. He has handled a full range of international issues, such as matters involving the Hague Convention, forum non conveniens, enforcement of non-U.S. arbitral awards and judgments, lack of minimum contacts, international fraud, and international antitrust. He has worked in matters on behalf of clients from the United Kingdom, Germany, France, Italy, Kazakhstan, Panama, India, Belgium, Canada, Mexico, and other nations.
Laurie F. Hasencamp
Laurie Hasencamp spends most of her time on volunteer community service since she retired from law in 2002. In addition to being a member of the Williams Institute Founders Council and chair of the Williams Institute Legal Council, she is chair of the USC Law School Board of Councilors and a member of the boards of directors of Lambda Legal, GLSEN (effective Jan. 2009), The Serra Project (chair of the board; agency provides housing for homeless people with HIV/AIDS), and the Children Affected by AIDS Foundation. She is a 1985 graduate of USC Law School, and a 1980 graduate of Pomona College. Laurie clerked for the Honorable Warren J. Ferguson, United States Court of Appeals for the Ninth Circuit following law school. She then practiced bankruptcy law with Latham & Watkins and Irell & Manella before becoming a Legal Research Director and Director of Network of Legal Experts for LRN, the Legal Knowledge Company. She came out of retirement a few years ago to be the Interim Executive Director of The Serra Project, the Interim Managing Director of the Office of Development and Graduate Relations at USC Law School, and adjunct lecturer for a section of the USC Law School first year legal writing class. Before law school, she was an assistant operations officer at Lloyds Bank California. In 2008 she received a Women of Distinction award from USC as a community leader. She is married to Mike Lurey.
Megan Hey is a Deputy Attorney General in the Environment Section of the California Department of Justice. Her duties include representing the state and state agencies on matters concerning the California Environmental Quality Act, hazardous substances control and hazardous waste laws, and state regulation of nuclear energy facilities, among other things.
Prior to government service, she litigated and advised public and private clients on complex issues about the Clean Water Act, Endangered Species Act, CERCLA, RCRA, California’s Proposition 65, and the California Environmental Quality Act. Meg has also represented public and private entities on a variety of commercial litigation matters regarding contracts, product liability/mass tort, land use, eminent domain, real property and asbestos.
David A. Kettel
David Kettel was educated at the University of California at Davis, from which he earned a B.A. degree in Economics in 1982, and Tulane University School of Law, where he was named a Maritime Scholar and from which he received his J.D. degree in 1985. David practiced civil litigation in Los Angeles from 1985 until 2000, first as an associate and then as a partner at the Los Angeles office of Baker & Hostetler, a firm based in Cleveland, Ohio. In private practice, David tried many cases to verdict and was the lead trial attorney for Long Beach Housing Development Company (“LBHDC”), wherein LBHDC prevailed at trial and on appeal, proving its tax exempt status, Long Beach Housing Development Company v. County of Los Angeles and State Board of Equalization, NC 019229.
In 2000, David left private practice and became a Director at LRN, Inc., a leading provider of software solutions for corporate governance, ethics and compliance issues. David subsequently returned to the practice of law and from 2002-2008 worked in the Criminal Division of the United States Attorney’s Office in Los Angeles. As a federal prosecutor, David worked with various federal agencies, including the FBI, IRS, DEA, ATF, Secret Service, and the Department of Homeland Security, and has investigated, prosecuted and tried numerous criminal cases, including matters involving bank fraud, identity theft, narcotics smuggling, child pornography, illegal alien smuggling, and bank robbery. In 2003, David assisted the Secret Service in shutting down one of the largest false identification document factories in Los Angeles and prosecuting its principals. U.S. v. Gary Vazquez, et al., CR 03-1260-SJO.
In 2008, David joined Venable LLP, where he focuses his practice on SEC and White Collar Defense, commercial litigation and internal investigations. David has also argued successfully before the Ninth Circuit Court of Appeals.
David was born in New York and resides in the Hollywood Hills with his partner, Mike Gleason.
Michael S. Lurey
Michael Lurey is a partner in the Los Angeles office of Latham & Watkins, where he has practiced since 1970. He is the chair of the firm’s Southern California Insolvency Practice Group and former co-chair of the firm’s global Insolvency Practice Group. He also chaired the firm’s Finance Department from 1988 to 1991, which administers finance, commercial law and insolvency matters. Mr. Lurey regularly represents debtors, borrowers, lenders, creditors’ committees and other parties in all aspects of insolvency matters, including chapter 11 cases and out-of-court restructurings. He has represented borrowers, secured creditors and creditors’ committees in major financing transactions and out of court restructurings. He has also represented lenders and borrowers in new financings and structured finance transactions.
Mr. Lurey currently represents the Chief Liquidating Officer of MII Liquidation, Inc. (the successor to Metabolife International, Inc.) and the trustee of the liquidating trust formed under the liquidating plan confirmed by MII. He is serving as special litigation counsel in the chapter 11 cases of Franchise Pictures LLC and its affiliates. He also represents the liquidation trust established under the chapter 11 plan confirmed by Consolidated Freightways Corporation, et al as chapter 11 debtors. Mr. Lurey served as counsel to Leap Wireless International Inc. and Cricket Communications, Inc. as chapter 11 debtors. Leap and Cricket confirmed pre-negotiated chapter 11 plans of reorganization under which the secured indebtedness of the debtors was converted into the equity of the reorganized companies. He was counsel to NorthPoint Communications Group, Inc. et al as debtors in possession in their chapter 11 cases, through which they sold substantially all of their assets on a going-concern basis. He also represented the official creditors’ committees in the chapter 11 cases of Superior National Insurance Group, Inc. and MedPartners Provider Network, Inc., which successfully confirmed chapter 11 plans of liquidation. He represented the secured bank groups in the chapter 11 cases of Matthews Studio Equipment Group, and Global Health Sciences, Inc. and their affiliates, and negotiated the liquidation of the bank groups’ collateral in each of these cases.
Mr. Lurey is a frequent lecturer and chairperson for the American Bankruptcy Institute, the California Bankruptcy Forum, the Practising Law Institute and various other state educational organizations. He has published articles on numerous aspects of secured and unsecured lending, second lien financings, fraudulent transfer laws, chapter 11 cases and loan restructurings and is co-author of Matthew Bender’s treatise “Collier Lending Institutions and the Bankruptcy Code”(1985) and annual updates for that treatise.
Mr. Lurey was listed as a top-tier bankruptcy and restructuring lawyer in California by Chambers USA 2007, and named as an Outstanding Bankruptcy Lawyer of 2003 by Beard Group Inc.’s Turnarounds and Workouts Reporter. He has been listed as a leading insolvency and restructuring counsel in Who’s Who Legal every year since they initiated their review of insolvency counsel and has been named in The K&A Restructuring Register America’s Top 100 each year since its inception. Mr. Lurey was selected to membership in the American College of Bankruptcy in 1994. Mr. Lurey is a member of the Los Angeles County Bar Association and was chairperson of the Commercial Law and Bankruptcy Section of that association from 1981 to 1982. He has been a member of the Committee on Business Bankruptcy and the Corporation, Banking and Business Law Section of the American Bar Association since 1974. Mr. Lurey is a member and past president of the Financial Lawyers Conference in Los Angeles.
Candace L. Matson is a partner in Sheppard Mullin’s Los Angeles office where she specializes in construction law. Ms. Matson represents owners, lenders, contractors, subcontractors, design professionals and others as an advocate in a wide range of private and public contexts relating to construction. The subject of such representation includes the preconstruction, construction and post-construction phases. Ms. Matson also serves as an arbitrator and mediator of construction disputes, both privately and through the auspices of various ADR providers. She is a graduate of the UCLA School of Law and is licensed in California.
Don McMinn is a partner at Hollingsworth, LLP in Washington, DC and practices in the Firm’s Insurance and Pharmaceutical Products groups. Mr. McMinn participates in the defense of MDL proceedings, from the time of the decision to petition for MDL status through the multi-month trial and settlement of “bellwether” plaintiffs. He conducts depositions, develops expert testimony concerning causation and damages issues, and engages in motion practice to eliminate opponents’ causation experts on Daubert grounds.
Mr. McMinn works extensively on behalf of policyholders seeking to maximize environmental coverage. In doing so, he has developed strong relationships with specialized accounting consultants and has significant experience in the use of sophisticated computerized allocation models. He represents clients involved in litigation of issues arising out of overlapping coverage, including the application of other-insurance clauses and the impact vel non on the insured of the contribution and subrogation claims of one of its insurers against another. He advises clients with respect to coverage issues arising out of product liability claims and matters involving workplace exposure to noise and hazardous substances.
Mr. McMinn regularly speaks to groups of policyholders and of lawyers concerning insurance topics, including managing the insured-insurer relationship and securing defense costs in the event of a conflict between an insured and its insurers. He has served on the editorial board of the Insurance Coverage Law Bulletin since 2009, and is an Adjunct Professor of Law (teaching insurance law) at The George Washington University Law School.
Mr. McMinn served as a Note & Comment Editor for the New York University Law Review. After graduating from law school, he clerked for Chief Judge Manuel L. Real of the United States District Court for the Central District of California.
Andrew Nagel is a partner at WilmerHale, LLP in New York City and works in the Corporate and Transactional Department. He joined the firm in 2010.
Mr. Nagel has a broad-based corporate and transactional practice focused on public and private mergers and acquisitions and activist shareholder matters. He also maintains an active practice in capital markets, corporate governance, private equity and restructuring matters. Mr. Nagel has represented investment banks, hedge funds, and private equity firms, as well as technology, broadcasting and manufacturing companies.
Prior to joining WilmerHale, Mr. Nagel spent thirteen years in the corporate practice at a Kirkland & Ellis LLP in New York, where he was a partner since 1999. From 1993 to 1997, Mr. Nagel was a corporate associate at Cravath Swaine & Moore in New York.
Andrew Parlen is a partner at O’Melveny and Meyer’s LLP in Los Angeles and a member of the Firm’s Restructuring Practice. Andrew has significant experience representing a range of clients in chapter 11 cases as well as in out of court restructurings and bankruptcy appeals, with emphasis on the representation of chapter 11 debtors.
Andrew represents New Century Financial Corporation, the largest subprime lender to enter chapter 11, in general bankruptcy matters, including broad responsibility for New Century’s chapter 11 plan. He formerly represented the equity committee in the chapter 11 case of USA Capital First Trust Deed Fund, LLC, in which the fund’s members recovered approximately 75% of their original investment, in cash. He has also represented Falcon Products, Inc., a publicly traded commercial furniture manufacturer, in its successful chapter 11 reorganization and as the prevailing party in appeals before the United States District Court for the Eastern District of Missouri and the Eight Circuit Court of Appeals.
Prior to joining O’Melveny, Andrew was both an associate at Stutman, Treister & Glatt, P.C. and a law clerk for Hon. Stephen V. Wilson, United States District Court Judge, Central District of California.
Edward Sadtler is a partner in Kirkland’s New York intellectual property group. Edward focuses his practice on transactions involving intellectual property and technology, such as licensing, joint venture, joint development, outsourcing, and distribution agreements, as well as mergers and acquisitions, private equity investments, secured lending and restructuring matters where intellectual property and technology are important. His practice also includes counseling clients on the clearance, protection and enforcement of trademarks and on privacy and other issues related to doing business on the Internet. Edward’s experience includes working with both Fortune 100 and rapidly growing technology-driven companies and covers many industries, including financial services, retail sales, travel services and communications.
Edward also advises numerous non-profit organizations on intellectual property and coordinates a program for attorneys and summer associates representing domestic violence victims in filling petitions seeking permanent resident status with the U.S. Citizenship and Immigration Services.
Tom Watson is a partner in the Complex Litigation Department of Hennigan Dorman LLP. Mr. Watson’s primary expertise is in the trial and arbitration of complex civil cases with an emphasis on business litigation, energy litigation, securities litigation, bankruptcy litigation, patent litigation and the False Claims Act. He has represented a variety of Fortune 500 companies, investment firms and hedge funds, high tech companies, energy companies, and high net worth individuals.
Mr. Watson’s practice takes him to federal and state courts across the country, and he has had numerous trials, including both jury and bench trials. He is also experienced in representing clients in arbitration, with a particular specialty in arbitration under the rules of the American Arbitration Association.
His relevant experience includes the successful defense of Sempra Generation following a four week jury trial in a case brought by the California Department of Water Resource claiming fraud and breach of contract involving a $6.6 billion long-term energy contract that the state signed as part of then Governor Davis’s response to the California energy crisis. Mr. Watson also successfully defended Sempra Energy in an arbitration brought by Occidental Energy Ventures Corp., in which Occidental claimed more than $100 million in actual damages for breach of fiduciary duty relating to the joint development of a power plant.
Mr. Watson represented, as part of a team of lawyers, two whistleblowers in connection with two qui tam lawsuits brought against HCA Inc., then the nation’s largest for-profit healthcare provider, for Medicare cost-report fraud. HCA Inc. paid $881 million to the United States to settle the cases and related charges. At the time, the qui tam settlement was the largest in U.S. History.
Most recently, Mr. Watson won a $9.5 million judgment plus post-confirmation interest in the amount of about $1.5 million in a dispute involving a “no call” provision under a bond indenture favor of Pacific Investment Management Company (“PIMCO”), Deutsche Asset Management, and Castlerigg Master Investments following a 4-day bench trial before the United States Bankruptcy Court, Southern District of Mississippi. The Bankruptcy Court’s 107-page opinion is likely to be a leading authority on the enforceability of “no call” provisions and prepayment premiums in bankruptcy cases.